Entered Assisted Living
A Little Help
with Assisted Living
Assisted living is now part of your life. But over time, just like nursing homes, the costs of assisted living can grow and have a major impact on your assets. AlerStallings has helped many families just like yours. Let us help you plan to protect your assets and find benefit programs that can help you manage the costs of long-term care.
Schedule a free meeting with one of our experts to learn more.
Get the Care and
Help You Need
Making decisions about assisted living can be a very emotional experience. You want the best care, but it comes at a cost. We have guided and helped many families manage these costs. Because assisted living care should not put an entire family’s assets and future at risk. We’re here to listen and provide sound guidance you can depend on.
A Plan and It’s Parts
Managing the costs of long-term care includes taking steps that ensure your assets are protected.
A customized plan may include:
Be sure a person you trust has the ability to make important decisions for you if you can’t.
If it’s been a while since you made your will or you used a template to do so, it’s time to make updates.
If you have an IRA, you’ll want to consider how you can keep it from being lost to long-term care costs.
Protect your life’s work from medical and long-term care costs.
Get help with qualifications, assistance, and understanding waivers.
Manage long-term care events and protect assets from high prices.
Our VA-accredited attorneys can help veterans and their families get the benefits they deserve.
Use our Lifetime Support to easily change plans as your life changes.
We Put You
and Your Family First
We’ve focused exclusively on estate planning and elder care for more than 12 years.
During that time, we’ve helped thousands of people manage complex and emotional situations.
And each of us remains committed to helping you.
Protect your family
and manage an assisted living crisis.
Ask Us a Few Questions
It’s not unusual to have questions about these kinds of topics. Here are a few of the questions we get asked most often.
Elder law is an area of practice that focuses on issues affecting the aging population. An elder law attorney helps clients prepare for a more secure future by proactive planning focusing on protecting their autonomy and quality of life. Often times, an elder law attorney helps clients navigate complex Medicaid, VA and long-term care insurance laws.
Long-term care planning combines the goals of estate planning along with the concerns of protecting and preserving assets from the very substantial costs of long-term care and/or expediting long-term care coverage through Medicaid planning. Essentially long-term care planning addresses “what will my care look like as I age and how will I pay for that care?”
These allow you to appoint someone you know and trust to make your personal health care and financial decisions even when you cannot. If you are incapacitated without these legal documents, then you and your family will be involved in a probate proceeding known as a guardianship and conservatorship. This is the court proceeding where a judge determines who should make these decisions for you under the ongoing supervision of the court.
Medicare only covers long-term care expenses in very limited situations and only for a very short period. Medicare is not long-term care insurance plan, and does not cover assisted living.
While you do not need an elder law attorney to apply for Medicaid, the Medicaid rules are complex and difficult to understand. Hiring an elder law attorney comes with many benefits. For example, an elder law attorney can assist you in expediting Medicaid eligibility, on converting “countable resources” into “exempt resources”, or on the various ways you can leave a legacy to your children or grandchildren. The best way to thing to do would be to consult with an elder law attorney. Some elder law attorneys, like myself, offer a free consultation.